2026 Burial Benefit Is Now Open in Your State.
Takes 90 seconds. No calls until you're ready.
Coverage from $5,000 to $50,000 through A+ rated carriers, regulated by your state's Department of Insurance. No medical exam. No waiting period. Your monthly premium can never increase.
- ✓ Coverage from $5,000 to $50,000
- ✓ A+ rated state-licensed carriers
- ✓ Day-one benefits — no waiting period
- ✓ Cancel anytime, no fees
The difference — over $7,500 — goes straight to your spouse, your children, or your estate. The 2026 state-regulated burial benefit was built to close that gap.
Three simple steps.
- 01Check eligibilityEnter your ZIP to see what 2026 plans are available in your state.
- 02Answer a few questionsAge, coverage amount, and a short health questionnaire — no medical exam.
- 03Review with an advocateA licensed benefits advocate walks through your options. No pressure.
What people ask first.
Is this a government program? +
No. This is private burial insurance regulated by your state's Department of Insurance and issued by A+ rated, state-licensed carriers. Not affiliated with any government agency.
Do I need a medical exam? +
No — just a few short health questions. No physical, no blood draw, no doctor visit.
When do benefits start? +
Most qualifying plans pay full benefits from day one — no two-year waiting period.
Will my rate ever increase? +
No. Your rate is locked for the life of the policy and can never increase.
What does it cost? +
Rates depend on your age, state, and coverage amount. Many residents 50–85 lock in $10,000–$25,000 of protection starting at about $1 a day.
See if you qualify for coverage.
About 60 seconds. No medical exam. No obligation.
Check My Eligibility →